An Overdraft (OD) Loan from San Pay Finserv provides a flexible credit facility that allows individuals and businesses to withdraw funds as needed, up to a pre-approved limit. Unlike traditional loans, OD loans charge interest only on the amount utilized, making it an ideal solution for managing short-term cash flow gaps, unexpected expenses, or working capital requirements.
With interest rates as per your credit score, our overdraft facility ensures financial stability while offering the convenience of revolving credit, where you can repay and borrow again without the hassle of multiple loan applications.
Get Secured and unsecured loan start with loan amount 1 lac.
Flexible Borrowing – Withdraw funds as per your needs.
Pay Interest Only on Used Amount – Saves unnecessary interest costs.
Revolving Credit – Continuous access to funds as you repay.
High Credit Limit – Get an overdraft limit up to ₹1 crore.
Instant Access to Funds – Get money whenever needed.
An OD facility allows you to borrow multiple times within a set limit & pay interest only on the withdrawn amount.
The limit can go up to ₹1 crore, based on eligibility.
For higher limits, some collateral may be needed, but lower limits are unsecured.
Basic documents such as KYC (ID & address proof), income proof (salary slips or business financials), bank statements, and credit history are required.
Instantly estimate the monthly installments on your loan and interest payable with calculator.
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